An estimated 12 million Americans live an essentially hand-to-mouth existence, and the number keeps growing every year. Many members of this portion of the society do not even have the money to meet basic needs, like rent, food, and a car. If these basic comforts are denied them, then luxuries such as a comprehensive health insurance are a distant dream.
Gladly, this portion of society need not suffer anymore. Many government programs are designed to help them get the health care they need. Here are some of the ways they can get heath coverage without having to spend so much.
Insurance coverage with state subsidy
Many states offer to assist the poor with the high cost of insurance premiums by paying for a portion of it. While this sort of insurance coverage does not have the flexibility of an individual insurance policy, it does cover common costs such as assistance with hospital bills and subsidies for doctor's visits and medication.
An applicant must be of low income in order to apply for state-subsidized coverage, and if he is eligible, the policies can also include the applicant's family members as well.
Specialized insurance care for the elderly
Just as in the above case, there is also state-subsidized insurance for members of society who are above the age of 65. Senior citizens who fall below the poverty line are eligible for coverage, as are their family members. Included in the coverage are the usual subsidies for premiums, hospitalization, doctor's visits, and medication, but can also include assistance with wheelchair purchase and other medical equipment the elderly may require. This provision varies from state to state however. Consult your local government unit today to see if you are eligible for these programs. Getting a little coverage is better than getting no coverage at all.
留言列表
